** COVID-19 Update:
To our valued customers and community:
Due to the ever changing situation regarding COVID-19, and the recent directives from NYS authorities, we will be closing the office to outside visitors. Given that most of our interactions with clients occur via telephone and email, we have made all necessary arrangements so that our staff can be 100% operational remotely. Our voicemails are automatically routed to our email, so messages will be received in a timely manner. Agents will be checking for messages periodically throughout the day and will return your calls as promptly as possible. We look forward to continuing to serve you and to be there to help as we always have been.
Our office phone number is 607-216-1450
Edward C. Moscato, President
Moscato & Associates, Inc.
Since 1994, Moscato & Associates has been helping Central New York and Southern Tier small businesses, families, and retirees from Ithaca to Binghamton and beyond, to make smart choices about insurance.
We can help you, too.
Whether it’s determining how to best provide a small business or sole proprietorship with the most cost-effective employee health insurance, helping a business owner or HR manager navigate the complexities of managing employee benefit costs, or assisting a retiree in navigating the complexities of Medicare, we have the experience and expertise to help you make informed decisions that best fit your particular needs.
It's what we do!
Since 1994, we've been helping small businesses get "Big Business" benefits. We specialize in group insurance products (like medical, dental, vision, life and disability coverage), individual medical insurance , and helping seniors navigate the complexities of Medicare.
We can access many different insurance products so you can get the right one for you.
Our agency only offers services in the life, medical, and employee benefit market. We are not a "generalist" we specialize in these very complicated products and services, this is not one of several things we try to do - Employee benefits, life and health insurance are all we do, and we work for you, not the insurance company. We serve several hundred small businesses, individuals, and Medicare beneficiaries with their specific insurance needs. We serve clients in the greater Ithaca-Cortland and Southern Tier areas of New York and Pennsylvania.
* Group Medical Insurance
* Group Dental, and Vision Insurance
* Group Life and Disability Insurance
* Medicare Advantage, Medicare Supplement, and Part D Plans
* Individual Medical Insurance, both through the NY State of Health and direct to carriers.
* Individual Life and Disability Insurance
Ed incorporated Moscato & Associates Inc. in 2008. He has been in the insurance business for 25 years and specializes in employee benefit programs for small companies and health insurance for Medicare beneficiaries. Ed has received the designation of Life Underwriting Training Council Fellow (LUTCF). Ed earned his associate's degree in animal science from the State University of New York at Cobleskill. He is a past board president of the Cancer Resource Center of the Finger Lakes, a past committee chair for Boy Scout Troop 95 in Ledyard, New York, and a past member of the King Ferry Volunteer Fire Department. A resident of Genoa, Ed enjoys spending his leisure time golfing, hiking, backpacking, and reading.